"Your own home."

"I agree. Still, some folks live in what would be a really crappy bug in location. Next best option is a rural safehouse, but again, not everyone has access to one of those.

So if A and B are not options for you, I've been thinking lately that a good choice C would be a business office that you could somewhat prepare and that would hold no interest for the masses in a survival scenario.

Say you work at a realty company. The business is located in a two storey brick building on a hilltop. Every week you bring a couple cans of soup and a couple bottles of water to work and stash them in the ceiling of the janitor's closet. Pretty soon you'll have a well stocked location that no one else knows about and that nobody would bother to break into after Z-Day. Not an ideal shelter, but if it's better than home..."